Timeleft, which specializes in real-life social experiences, has launched in Houston. Here's how it went for CultureMap Austin's editor, Brianna Caleri. Photo courtesy

Editor's note: CultureMap Austin editor Brianna Caleri recently attended a dinner arranged by Timeleft, an app that helps people meet each other. The app just launched in Houston — read about Brianna's experience using the app below.

Conventional wisdom — if I may be so bold as to define it — would suggest that people who want to make friends should: select a genuine interest, join a group centered around it, and keep attending meetings. I have not quite been sold on the generic women's group meetups I see on Facebook; and even the most passionate conversations about my ramen bar neighbor's favorite noodle dishes at have never led us to hang out a second time.

I tend to look for friends who will suggest ethical shopping alternatives, make impassioned, over-intellectualized art recommendations, and stay up late workshopping existential dread. But I recognize that's a lot to ask after one dinner.

Thus, I was both surprised and not surprised at all to really enjoy Austin's second-ever Timeleft dinner, a lightly match-made night out for strangers. I don't think I've discovered a new portal to jump into and skip all the awkward early stages of making adult friends, but I had an energizing night with people who impressed me with their social ease and willingness.

The setup
When someone signs up for the French app Timeleft, they are greeted with a pleasantly detailed, yet broad personality test. First, a this-or-that rapid fire: things like, "Do you consider yourself more of a smart person or funny person?" (Smart.) "Would you rather listen to rock or rap?" (Rock.) "Are your opinions usually guided by logic and facts, or emotions and feelings?" (Tough, but I chose logic.) Next is a 1-10 rating scale in areas like intro/extroversion, stress, spirituality, loneliness, creativity, and habits.

Some of these, like "I enjoy going out with friends" and "How important is family to you?", felt neat and inspired concise answers. Others, like "I enjoy politically incorrect humor" and "I enjoy discussing politics/news," felt like minefields. I do enjoy a wicked joke, but are we talking politically incorrect like The Office, or politically incorrect like I got kicked out of my bookclub and believe no one can take a joke anymore? I selected 3 for political incorrectness, and 8 for discussing news and politics, angling hard toward sensitivity and away from potential, if unlikely belligerence.

According to Timeleft, its algorithm considers these answers and a few other logistics to pair users with a restaurant and with each other, resulting in two medium-size tables at each. Our group of seven met at 68 Degrees Kitchen in East Austin; It would have been eight, but one didn't show up. A Timeleft representative says the app overbooked from the intended five, expecting that some people would not show.

Quoted from Timeleft's algorithm explanation, it focuses on these "main ingredients":

  • "Language: Select yours for fluid dialogue[...]"
  • "Balance: A balanced mix of men and women. Note that Timeleft is favored by women, who often make up over 60 percent of participants (thus 4 per table). [Note: Although Timeleft only mentions men and women on this list, it also offered a nonbinary gender marker)"
  • "Temperament: A mix of introverts and extroverts for a balanced rhythm."
  • "Generation: An age gap of five to seven years for common life echoes."

Before we met, we got to see a basic rundown of who would be joining, detailing profession, nationality, and zodiac signs. (Not my ideal trifecta, considering that six-sevenths of us were American, and I'm fairly confident in my ability to interact with people born on any day.) I don't think it's incredibly open-minded of me, but I did feel slightly nervous that half the group worked in tech; I like tech workers, but can't say I really relate.

The dinner
An unexpected point of beauty in the often overwrought world of app-coordinated socializing: Beyond matching us and making our reservation, Timeleft left us to a normal dinner. We ordered from the regular menu, sat among the regular clientele, and handled the payment ourselves, opting to get in a group chat and Venmo one person for one clean bill. It offered a "game," which was really just a list of conversation topics; We only got through two before the topic changing ran cheerfully rampant.

A group of seven — although it did increase the likelihood that we would all like at least one of our companions — was perhaps a bit too large to get to know anyone especially well. We talked as a large group about as much as we split into side conversations. That was perfectly doable, but it made me wish a few times that we had a quiet table of three or four, where we didn't have to raise our voices past each other or inelegantly shift our attention from one conversation to the next.

We discovered a fair amount in common: places lived, schools attended, foods loved, places traveled, parties and underground scenes frequented. Although some of it dipped very lightly into taboos (Who has been to sex clubs? Who has been kicked out of restaurants?), most of these were surface-level parallels.

I learned that one of my dinner mates shared my lack of enthusiasm for school spirit as a concept, but couldn't say whether it was simply noncommittal or deep-rooted antiestablishmentarianism. I learned that at least one of my dinner mates likes to do yoga, but I don't know if they prefer to work up a sweat to EDM or study the Yoga Sutras.

It would be hard to suss out many of the deeper values behind these things, since seven people sitting at a dinner table together are generally trying to be agreeable — or at least entertaining. We're playing to the lowest common denominator, and we don't really know what our denominators are. We never found the gold thread running through — for instance, if we all rated our passion for working out similarly. But if we could narrow it down that much, it might be time to cut out the middle man and join a CrossFit gym.

The after-dinner drinks, and social patterns
After the small group dinners, all the diners from the various Timeleft tables in South and Central Austin were invited to meet up at Hold Out Brewing. Our group (less one person with a morning appointment) decided to head over. It was already 9:45 pm by the time we left the restaurant, having spent nearly 3 hours together already. We were surprised to see the dense crowd that gathered among the picnic tables.

In reporter mode, I started popping by different groups to find out how their night had gone. I talked to more than a dozen people, all of whom had entirely positive feedback about their evenings. The only criticism I heard was that one person felt the $16 "ticket" to the dinner (which was then priced à la carte) was a bit pricy.

Other groups went to Fresa's Chicken al Carbon, North Italia, and what I have to assume was QI Austin: Modern Asian Kitchen, although diners kept pronouncing it "key." Most groups had met members of the other table at the same restaurant, and some even wandered over during the dinner to see how the other half lived. Our group never found its counterpart.

It seemed to me that our group was objectively the most outgoing. Not only were we the last to arrive after our long dinner (as far as I noticed), but we were also (definitely) the last to leave the brewery. One duo from another group said theirs was a little awkward, in a pleasant way, so the two of them kept up most of the talking. One group said conversation flowed fairly easily, but when there was a lull, they returned to the provided conversation topics. It seemed about equally common to share meals or order for yourself, but our gang all shared everything.

Every group noticed their close ages beyond any other unifying factor. No one offered up any common threads, yet people responded in conversation as if they knew each other, with affectionate interjections like, "Of course he would say that!"

Brianna's gang at the Timeleft dinner in Austin. Photo by Brianna Caleri

Final impression
Most interesting to me was that nearly every single person I talked to all night, including in our own group, first heard about the dinner series on Instagram and just thought it sounded worth trying. Only one person specifically told me that they wanted to make new friends because theirs were mostly from work.

My biggest prejudice before the dinner was that the majority of attendees would either be new to Austin or in need of some outside help in making friends. I was right about the first thing; It seemed like most people had only been here a year or less.

But I was wrong about the second thing. In retrospect, it makes sense that a huge group of people who got together just to get together are deeply friendly. And while I still wouldn't expect long-lasting connections to come out of this Friendly People Convention, I can see that's not exactly what most people are aiming for, either.

The app has direct messaging, but I don't feel inclined to use it. Our group is already on an SMS thread, and I got so many new Instagram followers at the after-event that the next morning, I was not even sure who one of them was. We have started rating our compatibility on the app, and indicating who we would be open to seeing at future events, and who we wouldn't.

If I can have a silly dinner with someone who is investing in the world I want to see, I'll happily get silly. I'm sure some of the people I met yesterday are doing that, but I would have little way of knowing — or at least, a much harder time than if we had started on shared ground.

It's tempting, then, to see this as a way to meet people who are very different from you and expand your worldview. I do think it holds some promise for people who want to legitimately invest in becoming friends with each other and learning what's underneath the amiable surface, but I'm curious about where that sense of initiative will come from. Perhaps more regular dinners hold the answer.

I would be happy to see anyone I met yesterday again, if we end up in the same place at the same time. But I think my days of connecting with strangers over no common objective at all are limited.

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More information about Timeleft is available at timeleft.com, and the app is available via Apple's App Store and Google Play. Houston's next dinner happens Wednesday, June 19. Dinners happen weekly, and RSVPs must be made no later than Tuesday evening.

This article originally ran on CultureMap.

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Houston startup debuts new drone for first responders

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Houston-based Paladin Drones has debuted Knighthawk 2.0, its new autonomous, first-responder drone.

The drone aims to strengthen emergency response and protect first responders, the company said in a news release.

“We’re excited to launch Knighthawk 2.0 to help build safer cities and give any city across the world less than a 70-second response time for any emergency,” said Divyaditya Shrivastava, CEO of Paladin.

The Knighthawk 2.0 is built on Paladin’s Drone as a First Responder (DFR) technology. It is equipped with an advanced thermal camera with long-range 5G/LTE connectivity that provides first responders with live, critical aerial awareness before crews reach the ground. The new drone is National Defense Authorization Act-compliant and integrates with Paladin's existing products, Watchtower and Paladin EXT.

Knighthawk 2.0 can log more than 40 minutes of flight time and is faster than its previous model, reaching a reported cruising speed of more than 70 kilometers per hour. It also features more advanced sensors, precision GPS and obstacle avoidance technology, which allows it to operate in a variety of terrains and emergency conditions.

Paladin also announced a partnership with Portuguese drone manufacturer Beyond Vision to integrate its Drone as a First Responder (DFR) technology with Beyond Vision’s NATO-compliant, fully autonomous unmanned aerial systems. Paladin has begun to deploy the Knighthawk 2.0 internationally, including in India and Portugal.

The company raised a $5.2 million seed round in 2024 and another round for an undisclosed amount earlier this year. In 2019, Houston’s Memorial Villages Police Department piloted Paladin’s technology.

According to the company, Paladin wants autonomous drones responding to every 911 call in the U.S. by 2027.

Rice research explores how shopping data could reshape credit scores

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More than a billion people worldwide can’t access credit cards or loans because they lack a traditional credit score. Without a formal borrowing history, banks often view them as unreliable and risky. To reach these borrowers, lenders have begun experimenting with alternative signals of financial reliability, such as consistent utility or mobile phone payments.

New research from Rice Business builds on that approach. Previous work by assistant professor of marketing Jung Youn Lee showed that everyday data like grocery store receipts can help expand access to credit and support upward mobility. Her latest study extends this insight, using broader consumer spending patterns to explore how alternative credit scores could be created for people with no credit history.

Forthcoming in the Journal of Marketing Research, the study finds that when lenders use data from daily purchases — at grocery, pharmacy, and home improvement stores — credit card approval rates rise. The findings give lenders a powerful new tool to connect the unbanked to credit, laying the foundation for long-term financial security and stronger local economies.

Turning Shopping Habits into Credit Data

To test the impact of retail transaction data on credit card approval rates, the researchers partnered with a Peruvian company that owns both retail businesses and a credit card issuer. In Peru, only 22% of people report borrowing money from a formal financial institution or using a mobile money account.

The team combined three sets of data: credit card applications from the company, loyalty card transactions, and individuals’ credit histories from Peru’s financial regulatory authority. The company’s point-of-sale data included the types of items purchased, how customers paid, and whether they bought sale items.

“The key takeaway is that we can create a new kind of credit score for people who lack traditional credit histories, using their retail shopping behavior to expand access to credit,” Lee says.

The final sample included 46,039 credit card applicants who had received a single credit decision, had no delinquent loans, and made at least one purchase between January 2021 and May 2022. Of these, 62% had a credit history and 38% did not.

Using this data, the researchers built an algorithm that generated credit scores based on retail purchases and predicted repayment behavior in the six months following the application. They then simulated credit card approval decisions.

Retail Scores Boost Approvals, Reduce Defaults

The researchers found that using retail purchase data to build credit scores for people without traditional credit histories significantly increased their chances of approval. Certain shopping behaviors — such as seeking out sale items — were linked to greater reliability as borrowers.

For lenders using a fixed credit score threshold, approval rates rose from 15.5% to 47.8%. Lenders basing decisions on a target loan default rate also saw approvals rise, from 15.6% to 31.3%.

“The key takeaway is that we can create a new kind of credit score for people who lack traditional credit histories, using their retail shopping behavior to expand access to credit,” Lee says. “This approach benefits unbanked applicants regardless of a lender’s specific goals — though the size of the benefit may vary.”

Applicants without credit histories who were approved using the retail-based credit score were also more likely to repay their loans, indicating genuine creditworthiness. Among first-time borrowers, the default rate dropped from 4.74% to 3.31% when lenders incorporated retail data into their decisions and kept approval rates constant.

For applicants with existing credit histories, the opposite was true: approval rates fell slightly, from 87.5% to 84.5%, as the new model more effectively screened out high-risk applicants.

Expanding Access, Managing Risk

The study offers clear takeaways for banks and credit card companies. Lenders who want to approve more applications without taking on too much risk can use parts of the researchers’ model to design their own credit scoring tools based on customers’ shopping habits.

Still, Lee says, the process must be transparent. Consumers should know how their spending data might be used and decide for themselves whether the potential benefits outweigh privacy concerns. That means lenders must clearly communicate how data is collected, stored, and protected—and ensure customers can opt in with informed consent.

Banks should also keep a close eye on first-time borrowers to make sure they’re using credit responsibly. “Proactive customer management is crucial,” Lee says. That might mean starting people off with lower credit limits and raising them gradually as they demonstrate good repayment behavior.

This approach can also discourage people from trying to “game the system” by changing their spending patterns temporarily to boost their retail-based credit score. Lenders can design their models to detect that kind of behavior, too.

The Future of Credit

One risk of using retail data is that lenders might unintentionally reject applicants who would have qualified under traditional criteria — say, because of one unusual purchase. Lee says banks can fine-tune their models to minimize those errors.

She also notes that the same approach could eventually be used for other types of loans, such as mortgages or auto loans. Combined with her earlier research showing that grocery purchase data can predict defaults, the findings strengthen the case that shopping behavior can reliably signal creditworthiness.

“If you tend to buy sale items, you’re more likely to be a good borrower. Or if you often buy healthy food, you’re probably more creditworthy,” Lee explains. “This idea can be applied broadly, but models should still be customized for different situations.”

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This article originally appeared on Rice Business Wisdom. Written by Deborah Lynn Blumberg

Anderson, Lee, and Yang (2025). “Who Benefits from Alternative Data for Credit Scoring? Evidence from Peru,” Journal of Marketing Research.

XSpace adds 3 Houston partners to fuel national expansion

growth mode

Texas-based XSpace Group has brought onboard three partners from the Houston area to ramp up the company’s national expansion.

The new partners of XSpace, which sells high-end multi-use commercial condos, are KDW, Pyek Financial and Welcome Wilson Jr. Houston-based KDW is a design-build real estate developer, Katy-based Pyek offers fractional CFO services and Wilson is president and CEO of Welcome Group, a Houston real estate development firm.

“KDW has been shaping the commercial [real estate] landscape in Texas for years, and Pyek Financial brings deep expertise in scaling businesses and creating long‑term value,” says Byron Smith, founder of XSpace. “Their commitment to XSpace is a powerful endorsement of our model and momentum. With their resources, we’re accelerating our growth and building the foundation for nationwide expansion.”

The expansion effort will target high-growth markets, potentially including Nashville, Tennessee; Orlando, Florida; and Charlotte and Raleigh, North Carolina.

XSpace launched in Austin with a $20 million, 90,000-square-foot project featuring 106 condos. The company later added locations on Old Katy Road in Houston and at The Woodlands Town Center. A third Houston-area location is coming to the Design District.

XSpace condos range in size from 300 to 3,000 square feet. They can accommodate a variety of uses, such as a luxury-car storage space, a satellite office, or a podcasting studio.

“XSpace has tapped into a fundamental shift in how entrepreneurs and professionals want to use space,” Wilson says. “Houston is one of the best places in the country to innovate and build, and XSpace’s model is perfectly aligned with the needs of this fast‑growing, opportunity‑driven market.”